Layaway

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Our 'Layaway' payment plan is a simple, interest and fee free way to pay for your new bed. With up to 12 weekly payments, you can pay-up your purchase, without any need for credit checks or lengthy applications. Everyone can benefit from 'Layaway'.

How does it work?

Payment Plan Example;
Capri Single Divan Bed including mattress and headboard - £149 + £20 local delivery

Total cost of the goods & services: £169

11 weekly payments of £14.00 followed by a final 12th payment of £15.00
Total paid = £169


Key Information:

Flexible Terms
You choose the number of weeks you'd like to pay for your purchase, up to a maximum of 12 weekly payments/installments.

Ordering and Delivery
Goods will be ordered and subsequently delivered to you once payment in full has been made. Delivery typically takes 3-4 weeks. A delivery charge may be applicable depending on delivery address and transaction value.

Payments
Your first payment will be taken immediately with the remaining payments made in-store on a weekly basis until your purchase is paid-up in full, as agreed and detailed in your order confirmation. We do not take payments via direct debit or standing order, weekly deposits must be made in-store by card or cash.

What happens if I miss a week's payment?
Don't worry, you can simply add the amount onto your next payment to keep your payments up to date.

What if I change my mind and wish to cancel my order?
No problem, should this be the case we will refund all payments made in full to your original method of payment where possible. In the case of cash payments, we may opt to refund directly to your nominated bank account. Card refunds may take 2-5 days to appear on your statement.

Can I pay with 'Layaway' online?
No, the 'Layaway' payment plan is available only in-store.

Is this a credit agreement?
No. This is an interest free, fee free agreement between the store and the customer, to pay for goods via weekly installments up to a maximum of 12. 'Layaway' is not regulated by the Financial Conduct Authority.

Terms and Conditions
'Layaway' is not a financial product and as such is not regulated by the Financial Conduct Authority. No interest or fees are applicable. Up to a maximum of 12 weekly payments/installments available. All goods are ordered from our suppliers once paid for in full only.  Delivery will then be arranged once the goods are received from our suppliers. Should you change your mind prior to paying in full and receiving the goods, you can cancel this agreement and receive a full refund for all payments made with no penalty fees applied. 'Layaway' is only available in-store for purchases made in-store. Weekly payments must be made in-store by card or cash. Both the store and the customer will be issued with copies of all payment receipts. A copy of these terms and conditions is included on the order confirmation form.